Anderson & Murison Umbrella Products
Clients with substantial assets, or high current and future income need high limits of liability protection. Homeowners and Automobile Liability policies are often inadequate in providing necessary protection against catastrophic liability claims.
The Anderson & Murison Personal Umbrella Policy (A&M PUP) is a stand-alone personal umbrella policy in the admitted market that has been designed to meet the diverse needs of your insureds. The carrier is National Casualty, "A" rated by A.M. Best. Anderson & Murison, Inc. represents National Casualty as the national administrator of the Personal Umbrella Policy. A&M has underwriting and policy issuance authority and as such, is your connection to both the primary Personal Umbrella Policy and the excess Personal Umbrella Policy.
- Primary Personal Umbrella Policy
- $1, $2, $3 $4, $5 and $10 million in liability coverage
- Insureds with up to 4 moving violations are acceptable
- Insureds with one DUI or other major violation are acceptable
- Driver exclusions are available in all states except AR & WI
- Motorcycles, ATVs, snowmobiles & personal watercraft okay
- Residential farms are usually acceptable
- Coverage for vacant land, apartment units & rental units
- Entertainment, sports & political personalities are acceptable with special rating
- Worldwide Coverage
- Agent Commission: 10%
- Excess Personal Umbrella Policy: Use this policy in combination with the primary umbrella policy to provide very high limits of coverage for very low premiums.
- $1, $2, $3, $4, $5 million limits in excess of underlying umbrella
- Entertainment, sports and political personalities are acceptable with special rating
- Worldwide Coverage
- Agent Commission: 10%
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Contact Natalie Simpson at nsimpson@iianc.com or 919-863-6533 with questions.