UPC Insurance is a standard homeowners market that specializes in cat-prone property. Founded in St. Petersburg, Florida in 1999, the company carries a rating of "A" Exceptional by Demotech, Inc. You can learn more about UPC Insurance by visiting
www.upcinsurance.com. UPC is a proud supporter of IIANC as a member of the 2014 IIANC PARTNERS Program and a Trusted Choice Company Partner.
UPC Insurance writes write HO 3, 4, 5, & 6 in all PCs except 10 with values between $150,000 and $750,000. UPC does not write personal auto, so there is no pressure to include auto in order to secure the HO policy. Secondary properties are not a problem, with or without the primary. Credit scoring is not used as a pricing tool. The UPC HO form includes equipment breakdown as well as ID theft for both reimbursement and fully managed credit restoration. Earthquake and sink hole exposures can be covered as well. With the monoline homeowners, if there is a flood policy written or required, then the flood policy must be written through National Flood Services / StoneRiver.
Should you have a risk in the 18 NCJUA Coastal Plan wind pool counties, UPC Insurance routinely includes wind with a 1% Named Storm deductible. Properties located on the Outer Banks and barrier islands are happily written ex-wind. To the west of the Coastal Plan, property is written with a split dollar deductible.
UPC Insurance Programs Available to IIANC Member Agencies:
Personal Lines
Monoline Homeowners
Flood
**UPC Insurance is accepting applications across North Carolina with a few exceptions:
- Not accepting new appointments in the counties of Brunswick, Carteret, New Hanover and Dare.
- In the remaining NCJUA Coastal Area wind pool counties, please call Robb Crosswhite at 919-618-9900 before submitting an iMarkets application. (Counties of Beaufort, Camden, Chowan, Craven, Currituck, Hyde, Jones, Onslow, Pamlico, Pasquotank, Pender, Perquimans, Tyrrell and Washington).
- Not accepting new appointments in the cities of Greenville, New Bern, Washington and Kinston.
UPC Insurance is very interested in appointing IIANC agencies through iMarkets in the remaining 82 North Carolina counties.
Appointment Process Steps
Please allow 21 days for appointment processing. Please note sub-agent appointments are not guaranteed.
- IIANC member will complete the appropriate appointment forms for UPC Insurance and upload via secure link to IIANC Member Services.
- Click here to access the UPC Insurance application/contract package. Please note: this information is available to members only. You will be prompted to sign in using your IIANC ID and password to access the link. If you do not know your login, contact Janice Szewczyk at jszewczyk@iianc.com or 800-849-6556.
- IIANC Member Services reviews the submission for proper completion and forwards appointment forms to UPC Insurance.
- UPC Insurance Compliance Department enters the sub-agent information in their system and forwards a username/password to the IIANC Member along with a welcome packet.
- IIANC Member quotes, binds, and issues policies via UPC Insurance's website at www.upcinsurance.com.
- Commissions are paid directly to the sub-agent by check (first commission payment) and EFT (electronic funds transfer) for all subsequent commission payments. This is the only option available via this program.
Questions?
For more information or questions, contact:
Sharon Koches, Assistant VP of Insurance Operations
skoches@iianc.com or 888-275-8912
Appointment information contact:
Janice Szewczyk, iMarkets Coordinator
jszewczyk@iianc.com or 800-849-6556