Employee Benefits

Group Products

Many employee benefits are difficult to obtain for small businesses. But with the large number of members through IIANC Member Services, we are able to offer our members many benefits that are usually only available to larger employers.
 
As an IIANC member, you can offer your employees the following benefits: group and voluntary life insurance, short-term disability, long-term disability, long-term care, and high and low option dental plans. There is some flexibility in whether the premiums are employer paid or employee paid or even a combination.
 
Contact Jeanne Hess at jhess@iianc.com or 888-275-8910 with questions or to upload your enrollment forms to the Group Products Secure Link.

  

Group Life Insurance

Underwritten by UNUM with benefits up to $100,000. This is completely portable with spouse and child coverage and extremely competitive rates.

• Summary of Benefits - Group Term Life Policy
• Group Life Insurance Enrollment Form

Security Matters! Contact Jeanne Hess at jhess@iianc.com for the Group Products Secure Link.
  
 

Voluntary Lifestyle Life

Underwritten by UNUM. Can elect up to five times salary up to a maximum of $500,000. Completely portable or convertible.

• Coverage Highlights for Voluntary Term Life Policy
• Voluntary Life Enrollment Form

Security Matters! Contact Jeanne Hess at jhess@iianc.com for the Group Products Secure Link.

 
 

Short-Term Disability

Underwritten by UNUM, it provides full maternity benefits. Benefits are a maximum of $1,000 per week for 12 weeks and are available at extremely competitive rates.

• Benefit Summary for Short-Term Disability Coverage
• Short-Term Disability Form for Agencies With MORE Than 10 Lives
• Short-Term Disability Form Agencies With LESS Than 10 Lives

Security Matters! Contact Jeanne Hess at jhess@iianc.com for the Group Products Secure Link.

 
 

Long-Term Disability

Underwritten by UNUM with benefits up to $6,000 per month and 67 years of age. It includes extremely competitive rates and “Disability Plus” (an additional 20% benefit due to additional disability).

• Benefit Summary for Long-Term Disability Coverage
• Long-Term Disability Form for Agencies With MORE Than 10 Lives
• Long-Term Disability Form for Agencies with LESS Than 10 Lives

Security Matters! Contact Jeanne Hess at jhess@iianc.com for the Group Products Secure Link.

 

Long-Term Care

Please contact Jeanne Hess at jhess@iianc.com or 888-275-8910 for more information.
 

Dental Insurance

Underwritten by The Guardian Insurance Company, this voluntary program has no participation requirements. It can be employer or employee paid. Two coverage options are available and a Vision Discount program is included.

• Dental Benefit Summary 2015
• Dental Enrollment Form 2015

Security Matters! Contact Jeanne Hess at jhess@iianc.com for the Group Products Secure Link.
 
 

Retirement Planning Services

With Big "I" Retirement Services, we can help you develop the best retirement plan for your agency with quality investments and state of the art administration. We have worked with more than 1000 independent agencies aroudn the country to help them achieve their retirement goals. Our advisers are available to all IIABA members to provide consultation on existing and new plans alike at no cost or obligation.

At Big "I" Retirement Services, we consider you a member first, and a client second. It doesn't matter if we are building a new plan for your agency or simply rolling over your existing plan in order to save you money with our low administrative fees, we strive to make your experience with us pleasant, professional, and hassle-free. Whether your goal is to maximize owners’ contributions, lower your agency’s tax burden, or retain key employees, our retirement professionals can tailor and customize a plan to fit your needs.
 
Plans for Agencies

• Safe Harbor 401(k)
• SIMPLE 401(k)
• Regular 401(k)
• Profit Sharing Plans
• Money Purchase Plans

Plans for Individuals

• Regular IRA
• Roth IRA

Click here for more information on Big "I" Retirement Services.

Contact Christine Munoz at christine.munoz@iiaba.net or 800-848-4401.